Mass Save’s HEAT Loan:

  • Micro Loan, $500-$2,000, available with 24 months 0% interest
  • Up to $25,000 financing available with 84 months 0% interest
  • Must have Home Energy Assessment by Mass Save approved Home Performance Contractor
  • Financing for qualified energy efficiency measures only
  • Must obtain HEAT Loan Authorization Form and Participating Lender approval
  • Certain available rebate amounts on energy efficient measures are not allowed to be financed and must be paid outside of the HEAT Loan


As a Participating Home Performance Contractor in the Mass Save Home Energy Services Program, we are eligible to provide customers with Home Energy Assessments, insulation, air sealing, duct insulation, duct sealing and thermostat installation services. While incentives and work quality assurance are provided by the Mass Save Program Sponsors and Lead Vendors, the Home Performance Contractor is responsible for the actual work and warranties provided through the program. Other services outside of the Mass Save Program may be offered for which contractor selection is solely at the customer's discretion, and the Mass Save Program Sponsors and Lead Vendors will not be financially liable or responsible for services beyond the noted measures. Mass Save is an initiative sponsored by Massachusetts' natural gas and electric utilities and energy efficiency service providers. Program eligibility requirements and restrictions apply and offers are subject to change or cancellation. Visit MassSave.com/HEA for further details.